As arises from the latestNetB@nk Report prepared by the Polish Bank Association, at the end of the last year the number of accounts enabling individual customers to use banking services via the Internet stabilised at over 30 million, which accounts for an increase by over 5 million accounts over a year.


Accounting automation can save years of work and reduce climatic impact. A Commitment to Sustainable Development is a Finnish project designed to achieve the above goals.

According to a research conducted in 2015 by Abacus Data on behalf of the Canada Bankers Association, for Canadians, the most important sources of financial learning come from financial service staff (74% of respondents have claimed that), older generations (71%) or family and friends (66%).


1. In Belgium, at the ABN Amro bank, they had a client – a gray-haired man between the ages of 55 and 60, who visited it regularly. The bank's employees loved the man,  as he used to bring them boxes of chocolates. Finally, he gain their trust and was given VIP access to the vault (it gave clients an access to their diamonds at odd hours). The man became one of trusted key holder, and in 2007, he let himself into the vault and walked out the front door with 120,000 carats of diamonds. (Source:


The title question evokes a well-known saying: leap to the future. Supervisory and regulatory authorities, but primarily presidents of cooperative banks in Poland and abroad have asked what this means in practice for months or maybe even years.

The Financial Services Sector is a rapidly evolving, knowledge-intensive industry, which is characterised by continuous change triggered by regulation and technology. Accordingly, the sector invests heavily in continuous personnel training. This demand meets with an offer of a variety of educational and training programmes by numerous providers, both local and foreign ones. They use various forms and methods of training that range from traditional in-class courses to innovative technology-based learning, some leading to qualifications[1].

There are two main risks connected with illegal acts of bank clients: money laundering and financing of terrorism (ML/FT). Money laundering is a criminal process of concealing illegal origin of money which were gained with dishonest means in order to make them legitimate. Terrorist financing can involve legitimate and illegitimate sources, which are supposed to support committing or attempting to commit a terrorist act.

Dear Readers,

For this issue we have two hot topics. We will focus on the situation in the EU, because in a fortnight we may face …Brexit. Do you think that Brits will leave EU? We will all learn it soon but in the meantime we can only muse suppositions with Szymon Stellmaszyk.


There was always something more interesting in Britain than polls: the odds. I believe they show a real pragmatic attitude of Britons, who invest their own money into bookies.

In 2015 over 1 million refugees arrived at Germany. Seeking refuge from war and terrorism, they place extreme demands on that country, its institutions and citizens. Credit establishments perceive arriving refugees as an opportunity for the ageing population and emphasise that proper integration will only take place when they have access to financial services.